It seems that there are as many versions of Teenager and Parent Driving Contracts as there are teenage personalities out there. Central Texas Insurance - A Mark Lyne Agency firmly believes that a document like this should be worked on by both the parents and the teenager who will agree to it. We have provided a simple one page Teenager - Parent...

This is a tough story to watch. I get the feeling that Tara's husband, Preston, was the kind of fellow that everybody would like to have in their lives.For my client's and friends, I feel that this story really shows why I feel so strongly about life insurance. There is no question - Everybody needs it.We can get bogged down in all types of...

Term life policies provide coverage for specific periods of time, sometimes as little as one year. While you usually can renew term life policies for one or more terms even if your health has changed, there’s potentially a big risk here if you get sick during the term.* Tip. If your health does change, you probably won’t be able to buy another...

  Lyrics to The Mansions of the Lord: To fallen soldiers let us singWhere no rockets fly nor bullets wingOur broken brothers let us bringTo the mansions of the Lord No more bleeding no more fightNo prayers pleading through the nightJust divine embrace eternal lightIn the mansions of the Lord Where no mothers cry and no children...

E ven if you know exactly how much insurance you want or need, there’s another crucial element in this process. You have to find the combination of a great insurance agent AND insurance company that will provide the coverage you want at the right price point.An insurance agent can be invaluable in helping find the right company.* Note. There are...

There’s an “up” side and a “down” side to being an insurance agency in the great State of Texas. The “up” side is that we really enjoy helping our clients in Texas make sure that they are adequately educated, protected and "followed-up" with, the “down” side is that, as such, we see more than our share of “horror”...

N ow, what kind of life insurance should you buy? Guess what? It depends. But keep this very important principle in mind:* Tip. Whatever kind of policy you buy, you should make sure it provides enough of a death benefit to meet your family’s needs if you aren’t here. So when you consider buying life insurance, start off with a number in mind...

Life insurance is a simple concept -- you buy a policy that pays to your beneficiary or beneficiaries when you die -- but the decisions of what kind life insurance to purchase, how much of a death benefit and how much you pay are extremely complex.* Note. There are more than 2,000 companies selling life insurance in this country. Some are very...

While it’s one thing to have insurance for specific risks, it’s quite another matter to have enough insurance. How much is enough? The answer is different for everybody. It depends on what you want to protect and how much risk you’re willing to assume yourself. Let’s say you have a net worth of $1 million. (Congratulations, by the way.)...