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"Our job is to show you your options,
Your job is to make the final decision."
-Mark Lyne
Agency Owner, Author, Speaker & Consultant
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Our Clients Say It Best!

Great Rates and Good Coverage

"Mark saved me a lot of money on my insurance. He also took the time to explain to me exactly what I needed to adequately cover my family and my businesses. I now carry life, home, car, and business liability insurace with Mark. Mark is a great guy and I would definitely recommend him if you're in the market for insurance." -Paul Jones, Elements Laser Spa, Austin, TX

Buying Insurance is Like Buying a Bike

"...depending on the agent, they may try to sell you 'junk' you don't need or leave you under covered... oftentimes, just getting the cheapest basic coverage from company X 'is not the best' for the policy holder in the end.
For instance, take the recent hail storm in North Austin. Mark was on the phone with all of his clients affected and was able to get them quicker evaluations and rental cars because he has relationships with his clients, unlike some random call center person..." -Sean Hanna, Source Wellness Center, Westlake Hills / Austin, TX

Buying Insurance is Like Buying a Bike (cont.)

"...Buying insurance is like buying a bike. Having someone in the business that knows how to help you evaluate what you want and what you want to spend is invaluable, as long as you can trust them to have your interests at heart. I know Mark personally, and he's that kind of guy." -Sean Hanna, Source Wellness Center, Westlake Hills / Austin, TX

Exceptional Insurance Agent

"Mark is an exceptional insurance agent who is passionate about providing the best possible coverage to protect you and your loved ones! He is remarkably knowledgeable about the various policies that are offered and is able to explain all the processes in a way that makes everything a little more understandable. Mark built a unique relationship with me that was unlike any I have ever had with an insurance agent..." - Andrew Yap, Austin, TX

Exceptional Insurance Agent (cont.)

"...This relationship was much more personal, sincere, and genuine! I thought of him as more of an adviser who helped guide me towards some of the most significant choices I have had to make about ensuring my future. He not only taught me about the best ways to protect myself, my loved ones, and my assets, but he also taught me a lot about life! I would recommend Mark to anyone who is looking for the smartest way to secure their future!" - Andrew Yap, Austin, TX

Hit a Deer

"Have you ever hit a deer here in Texas? Pretty traumatic? Well maybe for the deer, but for me, it was one of the easiest and quickest problems solved, all due to Mark ... Get yourself some piece of ... mind." -Doug LeBelle, Austin, TX

Sincere, Trustworthy Insurance Agent

"We bought insurance through Mark and since then he has always been there for us. It is a huge thing that you have somebody who cares for you and you know he will be there for you when things happen. He will work hard to find the best rate for you as he did for us. I definitely recommend him to anyone who is considering a new insurance agent." -Yoon Schaefer, Wedding Photographer, Round Rock, TX

Best Insurance Agent in Austin

"If you're looking for insurance then you have to talk to Mark. He'll be completely honest with you and help you make the right choices and probably save some money too. When we needed insurance, I gave him a call and he came over to our house and walked us through choosing the right insurance for our situation. He was super friendly and took the time to make sure we understood everything. I've never had an agent do that before. I would highly recommend Mark and his agency. Don't hesitate to give him a call." -JustJ, Submitted through CitySearch

We Recommend Central Texas Insurance

"Moving is one of the most stressful thing people can do. No sense making it more stressful than it needs to be. That's why we recommend Central Texas Insurance to all of our clients. Mark's personal touch really make the whole process of buying insurance easier." -Chris Lloyd Everything Austin Apartments

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Everyone Takes Some Risks with What They Own...

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T

he Question Is: How Can You Best Protect Your Family and What You Own

Before we start discussing insurance, which is designed to protect your assets and your future, there’s something you should know. All of us take some risks with our assets.

There’s really no way insurance can protect us from all the "What ifs?" and, even if it could, few of us could afford the cost to buy insurance for every possible calamity. Some of us are willing to accept a lot more risk than others are.

* Example: California was basically ground zero in the United States for earthquakes in the latter part of the 20th century. A major one hit the Bay Area in 1989 and an even more major one struck the San Fernando Valley in 1994.

Yet, most Californians, even those in and around San Francisco and Los Angeles, don’t have earthquake insurance. (The standard homeowners policy does not cover damages caused by quakes.) Most Californians, about 80%, have decided to take the risk that their residences will not be damaged or destroyed by an earthquake.

Most people who live on hills or cliffs elect to take the risk that their homes won’t slide down the hill, cliff or embankment. The standard homeowners policy doesn’t cover such losses, either. Landslide insurance -- it usually is called “difference in conditions” -- is very costly and few insurers are willing to provide such coverage.

In the last two paragraphs, there were references to homeowners deciding or electing to take the risk of damage to their residences caused by earthquakes or landslides.

* But how did these people come to these decisions? (And how should you make your decisions?)

Did they determine that the insurance was too expensive? Did they reach the conclusion that the likelihood of either disaster was too low to justify paying for insurance?

Or, more likely, did they even know that they didn’t have coverage for earthquake and landslides? It’s a “homeowners” insurance policy, after all. Why wouldn’t it provide coverage for any disaster?

How many of these people actually knew they were “assuming the risk” for earthquake and landslide losses to their homes?

* TIP. THE BEST WAYS TO KNOW WHAT KINDS OF AND HOW MUCH PROTECTION YOU SHOULD HAVE ARE:

  • Be a SMART consumer. This series of articles is designed to help you do just that.
  • Routinely consult the advice of a professional property & casualty insurance agent.

Click Here For The Free Report - "The Circle Of Safety: How to Protect Yourself and Your Family with Today's Insurance"


Look for us to continue this next week with: "How Much Protection is Enough Protection for Yourself & Your Family? Ask an Expert..."

 

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