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Circle of Safety - Life Insurance HOW TO PROTECT YOUR FAMILY IF YOU DIE...
Our Clients Say It Best!
Great Rates and Good Coverage
"Mark saved me a lot of money on my insurance. He also took the time to explain to me exactly what I needed to adequately cover my family and my businesses. I now carry life, home, car, and business liability insurace with Mark. Mark is a great guy and I would definitely recommend him if you're in the market for insurance." -Paul Jones, Elements Laser Spa, Austin, TX
Buying Insurance is Like Buying a Bike
"...depending on the agent, they may try to sell you 'junk' you don't need or leave you under covered... oftentimes, just getting the cheapest basic coverage from company X 'is not the best' for the policy holder in the end.
For instance, take the recent hail storm in North Austin. Mark was on the phone with all of his clients affected and was able to get them quicker evaluations and rental cars because he has relationships with his clients, unlike some random call center person..." -Sean Hanna, Source Wellness Center, Westlake Hills / Austin, TX
Buying Insurance is Like Buying a Bike (cont.)
"...Buying insurance is like buying a bike. Having someone in the business that knows how to help you evaluate what you want and what you want to spend is invaluable, as long as you can trust them to have your interests at heart. I know Mark personally, and he's that kind of guy." -Sean Hanna, Source Wellness Center, Westlake Hills / Austin, TX
Exceptional Insurance Agent
"Mark is an exceptional insurance agent who is passionate about providing the best possible coverage to protect you and your loved ones! He is remarkably knowledgeable about the various policies that are offered and is able to explain all the processes in a way that makes everything a little more understandable. Mark built a unique relationship with me that was unlike any I have ever had with an insurance agent..." - Andrew Yap, Austin, TX
Exceptional Insurance Agent (cont.)
"...This relationship was much more personal, sincere, and genuine! I thought of him as more of an adviser who helped guide me towards some of the most significant choices I have had to make about ensuring my future. He not only taught me about the best ways to protect myself, my loved ones, and my assets, but he also taught me a lot about life! I would recommend Mark to anyone who is looking for the smartest way to secure their future!" - Andrew Yap, Austin, TX
Hit a Deer
"Have you ever hit a deer here in Texas? Pretty traumatic? Well maybe for the deer, but for me, it was one of the easiest and quickest problems solved, all due to Mark ... Get yourself some piece of ... mind." -Doug LeBelle, Austin, TX
Sincere, Trustworthy Insurance Agent
"We bought insurance through Mark and since then he has always been there for us. It is a huge thing that you have somebody who cares for you and you know he will be there for you when things happen. He will work hard to find the best rate for you as he did for us. I definitely recommend him to anyone who is considering a new insurance agent." -Yoon Schaefer, Wedding Photographer, Round Rock, TX
Best Insurance Agent in Austin
"If you're looking for insurance then you have to talk to Mark. He'll be completely honest with you and help you make the right choices and probably save some money too. When we needed insurance, I gave him a call and he came over to our house and walked us through choosing the right insurance for our situation. He was super friendly and took the time to make sure we understood everything. I've never had an agent do that before. I would highly recommend Mark and his agency. Don't hesitate to give him a call." -JustJ, Submitted through CitySearch
HOW TO PROTECT YOUR FAMILY IF YOU DIE... |
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L ife insurance is a simple concept -- you buy a policy that pays to your beneficiary or beneficiaries when you die -- but the decisions of what kind life insurance to purchase, how much of a death benefit and how much you pay are extremely complex. * Note. There are more than 2,000 companies selling life insurance in this country. Some are very good, financially solid companies; others are not so sound. A company’s financial strength is vitally important to you because, hopefully, no one is going to collect on your life insurance for a long time. You want to make sure your life insurer will be around for the long haul. How do you do this? You can consult a seasoned insurance professional, which is probably your best bet, or you can look at how various independent organizations “rate” the life insurers you are considering. Ratings are like school grades, A+, A, A-, B+, etc. In general, it’s wise to stick with companies that are rated A or better by most rating organizations. Many Purposes for Life InsuranceLife insurance is far more than just a decision of how much to buy. Depending on your financial situation, life insurance can be used for a variety of purposes, such as:
Life insurance is like auto insurance in that you can buy a lot of it or not very much at all. Life insurance differs from auto insurance in that, depending on the type of policy you buy, you can pay a lot or a little for basically the same death benefit. Keep in mind, though, that the younger and healthier you are, the less you will pay for coverage. Life insurers really, really like to have their policyholders around for a long, long time. * Tip. So how much life insurance do you need? It depends. One common benchmark is your death benefit should be about eight to ten times your gross annual earnings, but there are a variety of factors to consider: Other income sources.
Look for us to continue this next week with: "Make Sure Your Death Benefit Is Adequate..." |
